Knowledge Center
Guiding individuals and businesses through financial complexities, our blog explores topics like Business Overhead, Doctor Disability, Disability Benefits, and Life Insurance, while providing strategic long-term planning advice.
Scott Nelson-Archer
Founder and Co-Owner of MD Disability Quotes
Scott Nelson-Archer
Founder and Co-Owner of MD Disability Quotes
Scott Nelson-Archer
Founder and Co-Owner of MD Disability Quotes
Scott Nelson-Archer
Founder and Co-Owner of MD Disability Quotes
Scott Nelson-Archer
Founder and Co-Owner of MD Disability Quotes
Scott Nelson-Archer
Founder and Co-Owner of MD Disability Quotes
Scott Nelson-Archer
Founder and Co-Owner of MD Disability Quotes
Scott Nelson-Archer
Founder and Co-Owner of MD Disability Quotes
Scott Nelson-Archer
Founder and Co-Owner of MD Disability Quotes
Scott Nelson-Archer
Founder and Co-Owner of MD Disability Quotes
Scott Nelson-Archer
Founder and Co-Owner of MD Disability Quotes
Scott Nelson-Archer
Founder and Co-Owner of MD Disability Quotes
Scott Nelson-Archer
Founder and Co-Owner of MD Disability Quotes
Amber Stitt
Co-owner · MD Disability Quotes
Scott Nelson-Archer
Founder and Co-Owner of MD Disability Quotes
Scott Nelson-Archer
Founder and Co-Owner of MD Disability Quotes
Scott Nelson-Archer
Founder and Co-Owner of MD Disability Quotes
All articles
Newest first
- Does Employer Disability Insurance Really Cover 60%?
- Future Purchase Option Rider: A Doctor’s Guide
- The Importance of Disability Insurance for Residents
- 5 Leading Own-Occupation Disability Insurance Carriers
- Is Your Disability Policy Purchase a $100,000 Decision?
- 90 vs. 180-Day Disability Waiting Period: Which Is Best?
- Before You Replace a Disability Insurance Policy, Ask These Questions
- The Disability Insurance Features That Look Small, Until You Actually Use Them
- The First 90 Days Aren’t What Worry Me, For This Client It Was Month 13
- Will the Real Own Occupation Definition of Disability Please Step Forward?
- Understanding Living Benefits in Life Insurance: More Than Just a Death Benefit
- How Group Disability Insurance Works for Physicians
- Why Underwriting Matters in Disability Insurance
- Why Built-In Disability Insurance Features Matter
- What Is True Own-Occupation Disability Insurance?
- Why Physicians Need Future Coverage Increases
- Guide to Disability Insurance Elimination Periods for Physicians
- Why Choosing the Right Disability Insurance Advisor Matters
- Understanding Disability Insurance Premium Structures
- What Is a COLA Rider in Disability Insurance?
- What Determines the Best Disability Insurance Policy for Physicians?
- Physician Disability Insurance and Term Life Insurance: Protecting Your Income and Financial Future
- MassMutual Releases Free 3-Year Term Life Insurance Policy for Health Providers
- Physicians Needing Own Occupation Now Have More Options When Shopping for Their Coverage
- Case Study: An Active Duty Physician Was Declined for Coverage Due to Diving Stipend
- Understanding Terminal Illness Riders in Life Insurance Contracts: A Guide for Physicians
- How Mental/Nervous Coverage Affects Physician Disability Insurance
- Non-Traditional Family Planning Is On the Rise: 3 Steps to Get Your Family Prepared
- Are there Disability Insurance discounts after training? The Resident Discount Myth
- Fertility and your Insurance Offers
- Does Your Private Disability Policy Eliminate Your Employers’ Group Disability plan?
- Own Occupation Insurance: 6 Ways to Save on your Private Disability Income Insurance Plan
- If the COVID vaccine causes an injury, will your disability plan cover your inability to practice?
- Disability Insurance Pre-Screen: Case Study regarding Vyvanse, Dexedrine, Toprol-XL
- What is a Unisex Rate and What does it mean to You?
- Is the Guardian definition of disability the Best Physician Contract due to the 50% rule?
- Life Insurance Carriers Starting to Adjust Their Policy Deliveries
- Pruco Life Temporarily Pulling Their 30-Year Term
- A New Maximum Issue Limit Program
- Why is life insurance important for you now?
- Why Updating Your Contact Info is So Important
- Female Residents: Unisex Rates are Ending Soon!
- Coverage without lab work?
- Attention business owners– this blog is for you!
- Future Increase Option Rider Explained
- Principal Disability: Easier Underwriting for Graduating Medical Residents
- What happens when you lose your income due to a disabling event?
- The Non-disabling Feature of a Disability Insurance Policy
- Which carrier should you apply with?
- Is laddering term life coverage something you should consider?
- Three options for when you reach the end of your term life policy
- Perks in your disability contract – even if you don’t have a disability
- How We Saved 30% Because of Our Long-Term Relationship With a Carrier
- New Life Insurance Discount Options!
- What Can I Expect from a Paramedical Examination?
- The Difference Between Short-Term and Long-Term Disability Insurance
- Exclusion Riders—Not Always Too Exclusive
- Don’t Forget About Business Overhead Expense Insurance!
- Exclusion Rider to the Rescue
- Consider Term Life Insurance, Too
- Video Tip: Is Your Physician Disability Benefit Taxable?
- Why Your Birthday May Be the Perfect Motivator
- Want a Free Quote and No Sales Pitch?
- Benefit Tip: Guarantee Your Insurability with the Future Increase Rider
- Went Fishing and Got Hooked!
- Time for a Semi-Annual Check Up
- Benefit Tip: The Good Health Benefit on Your Physician Disability Insurance
- The AMA Physician Disability Policy—Is it Good Enough?
- “I Hope My Agent Sold Me Disability Insurance!”
- Wishing You a Safe 4th of July! (Because We Just Looked at the Stats)
- Announcing a Large Unisex Discount for Johns Hopkins
- The Misunderstood Catastrophic Disability Benefit
- Elimination Period—What You Need to Know
- Is a Physician’s Disability Tied to Foreclosure?
- Physician Disability Insurance Benefit Limits Increase
- “One Thing I Should Have Done is Upgrade My Insurance”
- What Happens After You Recover From A Disability?
- Your Association Physician Disability Plan Was Cancelled—Now What?
- Changes from MetLife to Starting Practice Limits and Physician Disability Insurance Coverage
- When You Have Money, Will You Cancel Your Fire Insurance?
- How to Increase Your Physician Disability Insurance Coverage Without Medical Underwriting
- Announcing a New Discount for HTPN Physicians on their Disability Insurance
- How to Get Through the Physician Disability Underwriting Process Quickly
- Physician Disability Insurance Checklist: Does the A.C.S. Plan Pass? (Part 2 of 2)
- Physician Disability Insurance Checklist: Does the A.C.S. Plan Pass? (Part 1 of 2)
- Physician Disability Contract Pricing
- The Statistics Behind Physicians Becoming Disabled (A Case Study)
- Are You Paying High Female Premium Rates for Your Physician Disability Policy?
- The Disability Component of Buy-Sell Agreements (Part 2 of 2)
- The Disability Component of Buy-Sell Agreements (Part 1 of 2)
- Physician Disability Insurance Checklist: Does the A.C.P. Plan Pass? (Part 2 of 2)
- Physician Disability Insurance Checklist: Does the A.C.P. Plan Pass? (Part 1 of 2)
- Should You Pay Physician Disability Premiums with Pre- or Post-Tax Dollars? (Part 2 of 2)
- Should You Pay Physician Disability Premiums with Pre- or Post-Tax Dollars? (Part 1 of 2)
- You Are Purchasing the Words and Phrases in Your Physician Disability Insurance Contract
- The Cost v Benefit of a Shorter Waiting Period on Your Physician Disability Insurance Policy
- Surgeons May Be Able to Reduce Premiums on Their Physician Disability Insurance!
- A Supplemental Health Benefit to Your Physician Disability Insurance
- How a Christmas Tradition Turned into a Physician Disability Claim
- Discounted, Own Specialty Physician Disability Insurance
- Disability Insurance is Important for You and Your Staff
- The Wording of Your Physician Disability Contract is Crucial!
- Physician Disability Insurance Checklist: Does the A.A.F.P. Plan Pass? (Part 2 of 2)
- Physician Disability Insurance Checklist: Does the A.A.F.P. Plan Pass? (Part 1 of 2)
- What They Didn’t Teach You About Physician Disability Insurance in Medical School
- Consider Physician Disability and Life Insurance at the Same Time
- Protect Your Business as a Part of Your Physician Disability Insurance Policy
- The Residual Definition of Your Physician Disability Policy is Not an Afterthought!
- Own Occupation Physician Disability Insurance: Are You Getting What You are Paying For?
- Group vs Individual Physician Disability Insurance
- Physician Disability Insurance from a Medical Association vs. an Individual Plan
- Five Questions to Ask About Your Physician Disability Insurance
- Physician Disability Case Study: Why Early Action Can Save You Thousands
- Use Today’s Good Health to Purchase Additional Physician Disability Income Protection in the Future
- Physician Disability Exclusion Riders Explained
- Diving Into the Various Features of Physician Disability Policies
- When to Choose a Transitional Own Occupation Rider on Your Physician Disability Policy
- Be Certain of Your Custom-Built Physician Disability Contract – Case Study of a doctor’s
- Is Your Old Physician Disability Policy Still Good Today?
- Total Physician Disability Defined: Private Insurance vs. Typical Association Plan
- The “Non-Negotiables” When Choosing Physician Disability Insurance
- How Taxes Impact Your Physician Disability Benefit
- Are You Maximizing Your Benefit Payments?
- Do You Have COBRA Benefits on Your Physician Disability Insurance Plan?
- How Your Physician Disability Insurance Can Also Protect Your Business
- How to Make the Application Process for Physician Disability Insurance Go Smoothly
- Should I Use the Same Company for Physician Disability Insurance and Life Insurance?
- California Has New Options for Own-Occupation Physicians Disability Insurance!
- Let’s Talk About Contractual Guarantees
- Are You Limited By the Coverage You Can Buy vs. the Amount You Need?
- Premiums for Women May Be Twice as High as Their Male Colleagues – Here’s a Way to Reduce
- The Standard’s Compassionate Disability Benefit for Physicians
- Physician Disability Insurance with a Money Back Guarantee?
- Understanding the Importance of Physician Disability Insurance
- Is Life Insurance or Disability Insurance More Important for a Physician?
- What Doctors Need to Watch For as They Choose Disability Insurance
- Long Term Disability (LTD) or Long-Term Care (LTC)?