By doing so, you can rate lock your plan, be able to buy more coverage as an attending regardless of your risk factors and have no exclusions on your policies.
MINI VIDEOS:
General Overview of Own Occupation Contracts What is Own Occupation? Mini Video
When should you buy this plan? https://youtu.be/xMUFXEAbRsM
Who should you buy these plans from? Who to Buy Own Occupation From? Mini Video
Select your Contract Type What Type of Contract is best for You? Mini Video
Before you buy your plan, you should have answers to these questions:
💭How to collect income while disabled
💭How to obtain a portable plan as you move through practice
💭How to get your rates to renew each year as you age
💭How to protect yourself against future underwriting
💭How to guarantee no offsets if you have other income sources
Please let us know if you have specific questions on these elements and/or would like a review of your current plan.
🕛 To schedule your consultation, please click here: https://mddisabilityquotes.com/schedule-a-meeting
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🚀 Tools and resources we recommend:
⚡️FREE Physician Resources: https://mddisabilityquotes.com/resources-to-download
⚡️FREE Physician’s Guide to Disability Insurance: https://mddisabilityquotes.com/physicians-guide
⚡️How Future Purchase Options Work: https://mddisabilityquotes.com/future-purchase-option
***🔅 Let’s connect at Instagram for more education and business strategies on how to build your personal risk management process @md_disability & @amberstitt_ ***
👍🏽Recommended Resources for specific specialties:
☑️Resources for FEMALES: https://mddisabilityquotes.com/females
☑️Resources for Dentists: https://mddisabilityquotes.com/dentists
☑️Resources for Federal Employees: https://mddisabilityquotes.com/federal-employees
☑️Resources for Females: https://mddisabilityquotes.com/females
☑️Resources for Residents and Fellows: https://mddisabilityquotes.com/mds-and-dos-resident-limits
☑️Resources for Optometrists: https://mddisabilityquotes.com/optometrists
☑️ Resources for Podiatrists: https://mddisabilityquotes.com/podiatrists
☑️Resources for Veterinarians: https://mddisabilityquotes.com/veterinarian
☑️Resources for Physicians in the Military: https://mddisabilityquotes.com/physicians-in-the-military
Thank you so much for stopping by today!
💡 Videos for frequently asked questions:
WHAT IS OWN SPECIALTY True Own Specialty Disability Insurance Explained: Why Definitions of Disability Matter
HOW FUTURE PURCHASE OPTIONS WORK Future Purchase Options vs. Benefit Update Riders: Grow Your Physician Disability Insurance Coverage
DO I NEED COLA? Do you Need Cost of Living Adjustment (COLA) Rider?
THE UNDERWRITING PROCESS The Underwriting Process
GROUP VS. PRIVATE INSURANCE Group or Association Plans vs. Private Individual Disability Income
COMPLIMENTARY FEATURES INCLUDED Ancillary Features (Extra Perks)
What You Will Learn:
• Why buying disability insurance early is often beneficial
• How age affects disability insurance premiums
• The factors that influence physician disability insurance rates
• How your state of residence may affect pricing
• Why your medical specialty plays a role in underwriting
• How pre-existing medical conditions can impact coverage
• Why Future Purchase Options help protect future insurability
• The importance of locking in coverage while you’re healthy
Chapters:
0:00 When Should You Buy Disability Insurance?
0:10 Factors That Affect Disability Insurance Pricing
0:24 Why Applying While Healthy Matters
0:38 Future Purchase Options & Protecting Future Insurability
0:52 Final Thoughts & Free Physician Resources