Ameritas has one called the Non-Disabling Injury Rider. Scott and I discuss how these work on the Ameritas disability insurance contract. In this video, we also share client stories on different claims we have filed on their behalf, over the years.
This is a neat feature to have on your contract, just in case you find yourself in a situation where you have been injured but are not disabled.
What You Will Learn:
• What a Non-Disabling Injury Rider is
• How this rider differs from a traditional disability claim
• How eligible medical expenses may be reimbursed
• Why benefits are not dependent on your health insurance reimbursement
• Real-world examples of Non-Disabling Injury Rider claims
• How accidental dental injuries involving natural teeth may qualify
• Why it’s important to report even small accidental injuries
• Free physician disability insurance resources from MD Disability Quotes
Chapters:
0:00 What Is a Non-Disabling Injury Rider?
0:07 How the Benefit Works
0:43 Real-Life Ski Accident Claim Example
1:17 Additional Client Claim Examples
1:36 Why You Should Report Every Eligible Accident
2:16 Coverage for Accidental Damage to Natural Teeth
2:30 Free Physician Disability Insurance Resources