Physician Disability Insurance Waiting Periods and Benefits

Our team of agents at MD Disability Quotes (http://www.www.mddisabilityquotes.com) explain in this video that physician disability insurance contracts contain specific legal language that is designed to rule how and when you receive benefits after an accident or illness. While some contracts merely include an exclusion period of 90-180 days, others contain a total and continuous clause. This means you are not eligible to collect benefits unless you have been entirely unable to work for a specified period of time without any interruption.

If you begin working again, even briefly, you can reset the clock for receiving your disability insurance benefits. This clause is not a very desirable thing to have in your contract. Let MD Disability Quotes do a policy review for you.