These may mandatory and you may not be able to opt out. To learn more from your HR, you can ask them these questions:
👍🏽 How much of my base salary is provided to me by a group long term disability plan?
👍🏽 Is there a cap to the monthly benefit?
👍🏽 Is this benefit taxable?
👍🏽 Can I get a copy of the group certificate?
🚀 Tools and resources we recommend:
⚡️FREE Physician Resources: https://mddisabilityquotes.com/resources-to-download⚡️FREE Physician’s Guide to Disability Insurance: https://mddisabilityquotes.com/physicians-guide⚡️How Future Purchase Options Work: https://mddisabilityquotes.com/future-purchase-option
***🔅 Let’s connect at Instagram for more education and business strategies on how to build your personal risk management process @md_disability & @amberstitt_ ***
👍🏽Recommended Resources for specific specialties:
☑️Resources for Dentists: https://mddisabilityquotes.com/dentists
☑️Resources for Federal Employees: https://mddisabilityquotes.com/federal-employees
☑️Resources for Females: https://mddisabilityquotes.com/females
☑️Resources for Residents and Fellows: https://mddisabilityquotes.com/mds-and-dos-resident-limits
☑️Resources for Optometrists: https://mddisabilityquotes.com/optometrists
☑️ Resources for Podiatrists: https://mddisabilityquotes.com/podiatrists
☑️Resources for Veterinarians: https://mddisabilityquotes.com/veterinarian
☑️Resources for Physicians in the Military: https://mddisabilityquotes.com/physicians-in-the-military
Videos for frequently asked questions:
💡 WHAT IS OWN SPECIALTY True Own Specialty Disability Insurance Explained: Why Definitions of Disability Matter
💡 HOW FUTURE PURCHASE OPTIONS WORK Future Purchase Options vs. Benefit Update Riders: Grow Your Physician Disability Insurance Coverage
💡 DO I NEED COLA? Do you Need Cost of Living Adjustment (COLA) Rider?
💡 THE UNDERWRITING PROCESS The Underwriting Process
💡 GROUP VS. PRIVATE INSURANCE https://www.youtube.com/watch?v=7enAnIXXJxg
💡 COMPLIMENTARY FEATURES INCLUDED Ancillary Features (Extra Perks)