Many physicians focus on the monthly benefit amount when purchasing disability insurance, but some of the most valuable features are the built-in benefits that come at no additional cost.
In this video, Amber Stitt, co-owner of MD Disability Quotes, highlights several often-overlooked disability insurance policy features that can provide meaningful financial support if you experience a disability.
From a reducing elimination period that rewards years without a claim to COBRA premium reimbursement and benefits for certain non-disabling injuries, these ancillary policy provisions can add significant value to your disability insurance coverage.
Understanding how these built-in features work can help physicians make more informed decisions when reviewing disability insurance contracts.
What You Will Learn:
What ancillary disability insurance benefits are
How a reducing elimination period can shorten your waiting period over time
How the COBRA Premium Benefit helps cover health insurance costs during a disability
What the Non-Disabling Injury Benefit covers
Examples of injuries that may qualify for additional benefits
Why it’s important to review all the built-in features of a disability insurance policy
How these additional policy benefits can strengthen your overall income protection strategy
Chapters:
0:00 Introduction to Built-In Disability Insurance Features
0:04 Reducing Elimination Period Benefit Explained
0:34 COBRA Premium Benefit Overview
0:58 Non-Disabling Injury Benefit Explained
1:22 How to Contact MD Disability Quotes
For more information about disability insurance head over to: https://mddisabilityquotes.com
If you are interested in getting a quote you can do that here: https://mddisabilityquotes.com/get-a-…
