The amount of disability insurance you need is based on your personal situation. This table represents the maximum amount you may qualify for given your annual earned income.
* Monthly Maximum Benefit for Individually Owned Policy Paid for with after tax Income.
** Monthly Maximum Benefit for Individually Owned / after tax paid Policy combined with an existing Group Policy.
OWN SPECIALTY DISABILITY INSURANCE SAMPLE RATES
$10,000 Monthly Benefit Sample Monthly Rates
These are sample physician disability insurance rates. Rates are based on age, gender, medical specialty, state of residence, health history, and available discounts. For a customized quote based on your unique information, please complete our quote request page.
Where This Fits in Your Plan
You don’t need to make a decision today, but you do need to understand your options.
The strongest disability insurance decisions are often made before limitations, diagnoses, or career changes narrow what is available.
Clarity creates confidence. And confidence helps physicians make stronger decisions about protecting the income they’ve worked years to build.
If you’re reviewing your disability insurance, preparing for private practice, or evaluating your income protection strategy, understanding the details now can create more flexibility later.
To build a stronger financial foundation and better understand how career, money, and risk work together, download the FREE Medical Professionals Blueprint here.
If you would like to schedule a disability insurance strategy session, click here.
If you would like to request physician disability insurance quotes, click here.
About MD Disability Quotes
MD Disability Quotes was founded by disability insurance specialists Scott Nelson-Archer and Amber Stitt to help physicians, dentists, and high-income medical professionals build stronger income protection strategies through education-first planning.
With decades of combined experience in physician disability insurance, underwriting strategy, and income protection planning, Scott and Amber work with medical professionals nationwide to design disability insurance strategies that are portable, specialty-specific, and aligned with the long-term realities of a medical career.
Amber Stitt is also the host of The Responsible Resident, a podcast built to help residents, fellows, and early-career physicians better understand disability insurance, underwriting, and the financial decisions that shape long-term career flexibility.
Their work centers on helping physicians make informed decisions early—before health changes, career transitions, or underwriting limitations affect future options.
You can email us: info@mddisabilityquotes.com
Call 713-966-3932 (9 AM-5 PM Central)
Text 281-770-8080 at your convenience.