During my 30+ years of working with professional clients, I found that physician disability insurance is more understandable when I provide claim examples. Here’s an example of a physician who needed to file a Residual Disability Claim and learned how important it is to have the right words and phrases in his disability insurance contract!
Great news! If you are a surgeon you might be able to substantially reduce the premiums you pay for your physician disability insurance. Surgeons for many years have had to pay more for disability insurance than doctors working in many other specialties. A recent change may grant you a new opportunity.
Disability is important to everyone; not just you as a physician, but your staff as well.
As a highly organized community of over 100,000 members across the United States, the American Academy of Family Physicians (A.A.F.P) is able to offer its members several valuable benefits. Some of these benefits include discounts for life insurance, auto and homeowner insurance, practice overhead insurance and disability insurance among others. While many of these reflect great discounts for a quality product, it is important for physicians to be particularly cautious in regards to the disability insurance they decide to purchase.