It is very important to “test” your physician disability insurance coverage before you have a serious illness or injury. No policy is a worthwhile product if it does not provide income replacement in the event of a disability. Many articles have been written in magazines such as Medical Economics, Private Practice, Money Magazine and Consumer Reports to help you make an informed decision about disability insurance. In this two part post, we will be using recurring topics from these articles to compare the disability insurance product offered through the A.C.P. against high-performing private disability insurance.