Issue and Participation Limits of Physician Disability Insurance

When you purchase physician disability insurance, you would think you should be able to purchase as much coverage as you like, but that isn’t always the case.

Issue and Participation limits of doctor disability insurance determine how much coverage you qualify for. Most carriers will issue about $15,000-$20,000 a month in disability insurance coverage, but your actual benefits when you collect can depend on what type of disability insurance policy you have: group or individual.