How a Presumptive Disability Clause Can Keep You From Collecting Benefits

So you may think you qualify for benefits from your physician disability insurance policy, but a presumptive disability clause could keep you from collecting in certain instances.

A presumptive disability clause qualifies when and how you are eligible to receive disability benefits. In some cases, this clause may say you need to be entirely disabled or permanently disabled in order to get benefits. As you look for physician disability insurance, make sure you are working with a knowledgeable agent who can see the differences between various presumptive disability clauses.