How Much Do You Qualify For?

The amount of disability insurance you need is based on your personal situation. This table represents the maximum amount you may qualify for given your annual earned income.

Annual
Earned Income
Monthly Maximum Benefit
After Tax Income*
Monthly Maximum Benefit
After Tax Paid**
$100,000 $5,000 $5,600
$110,000 $5,500 $6,200
$120,000 $5,900 $6,800
$130,000 $6,300 $7,300
$140,000 $6,700 $8,050
$150,000 $7,200 $8,500
$160,000 $7,600 $9,000
$170,000 $8,000 $9,500
$180,000 $8,400 $10,000
$190,000 $8,700 $10,400
$200,000 $9,150 $10,900
$210,000 $9,650 $11,500
$220,000 $10,100 $12,000
$230,000 $10,550 $12,500
$240,000 $11,000 $13,000
$250,000 $11,450 $13,450
$260,000 $11,900 $14,000
$270,000 $12,100 $14,500
$280,000 $12,250 $15,000
$290,000 $12,500 $17,200
$300,000 $12,750 $16,100
$310,000 $13,000 $16,650
$320,000 $13,250 $17,200
$330,000 $13,650 $17,750
$340,000 $14,000 $18,250
$350,000 $14,450 $18,750
$360,000 $14,850 $19,300
$370,000 $15,250 $19,800
$380,000 $15,550 $20,350
$390,000 $15,700 $21,000
$400,000 $15,850 $21,500
$420,000 $16,000 $22,500
$440,000 $16,300 $23,750
$460,000 $16,700 $24,750
$480,000 $17,100 $25,750
$500,000 $17,400 $26,750
$520,000 $17,800 $27,750
$540,000 $18,100 $28,750
$560,000 $18,500 $29,500
$580,000 $19,000 $30,000
$600,000 $19,550 $30,000 thereafter for all income levels
$620,000 $20,000
$640,000 $20,500
$660,000 $21,000
$680,000 $21,500
$700,000 $21,900
$720,000 $22,300
$740,000 $22,700
$760,000 $23,100
$780,000 $23,400
$800,000 $23,700
$820,000 $24,000
$840,000 $24,300
$860,000 $24,600
$880,000 $24,900
$900,000 $25,000
$25,000 thereafter for all income levels

* Monthly Maximum Benefit for Individually Owned Policy Paid for with after tax Income.

** Monthly Maximum Benefit for Individually Owned / after tax paid Policy combined with an existing Group Policy.