Why Your Birthday May Be the Perfect Motivator

Getting Physician Disability Insurance Before Your Birthday

Most of the uninsured doctors I talk with really want to get disability insurance, but they struggle to find a few minutes to fill out the application. Sure, they understand the importance of getting a good policy before something happens to their health in order to protect their families financially. Still, they get busy and put off completing the application again and again thinking they will have time to do it later.

But one thing that really seems to motivate doctors to take the time to get their insurance is their birthday!

“I Hope My Agent Sold Me Disability Insurance!”

Hoping You Had a Physician Disability Insurance Policy

I received an email this morning from the wife of a surgeon whom I spoke with years ago. She was hoping her husband had some physician disability insurance with me – some insurance they could use now because he is becoming disabled. She didn’t tell me the details of his disability, but it is too late for them anyway. I didn’t have good news for her.

“One Thing I Should Have Done is Upgrade My Insurance”

Physician Disability Policy Updates | MDDisabilityQuotes

Several years ago, I spoke with a lawyer who was receiving physician disability income benefits. He didn’t start out as a lawyer. He was actually a dentist originally, but a back injury ended his dental career. Fortunately he had disability income insurance with an own occupation definition of disability that allowed him to work in a new occupation and still receive the full benefits. He was able to live on the benefits and go to law school. Then he continued to receive the benefits while working as a lawyer.

This lawyer is quick to say that he would not have made it financially without the disability income insurance, but he still wishes he had done a better job of updating his policy.