Why Your Birthday May Be the Perfect Motivator

Getting Physician Disability Insurance Before Your Birthday

Most of the uninsured doctors I talk with really want to get disability insurance, but they struggle to find a few minutes to fill out the application. Sure, they understand the importance of getting a good policy before something happens to their health in order to protect their families financially. Still, they get busy and put off completing the application again and again thinking they will have time to do it later.

But one thing that really seems to motivate doctors to take the time to get their insurance is their birthday!

“I Hope My Agent Sold Me Disability Insurance!”

Hoping You Had a Physician Disability Insurance Policy

I received an email this morning from the wife of a surgeon whom I spoke with years ago. She was hoping her husband had some physician disability insurance with me – some insurance they could use now because he is becoming disabled. She didn’t tell me the details of his disability, but it is too late for them anyway. I didn’t have good news for her.

When You Have Money, Will You Cancel Your Fire Insurance?

Physician Disability Insurance Like Fire

As a physician with an established career, let’s suppose you have done well with your income and investments over the years. Well enough, in fact, that you now have sufficient cash to easily buy a new house if yours burns down. Therefore, you are going to cancel your fire insurance, right? Of course not. Your house is still a large asset regardless of how much cash you have. You still want an insurance company to take on the risk of a fire or other disaster destroying your house.

Now let’s look at your income the same way.